As to be expected, filing for bankruptcy will adversely affect your credit score however, the question of "how much?" varies according to your score beforehand and the steps you take afterwards. The good news? If you've experienced bad credit for a time, you'll find relief in knowing that car loans, secured credit cards and a few other things will become available to you again. ​Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.

In Arizona, where our firm is located, it is both possible to keep and lose a home in the bankruptcy process. It depends on the chapter filed, the amount of equity and several other details. It's best to discuss your specific case with an attorney for a concrete answer. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.

The requirements for filing bankruptcy vary according to chapter type and your location. It's best to meet with an attorney to discuss your case during which time he or she will guide you in the requirements. However, as a general rule of thumb, most people qualify for bankruptcy. If required to give reason for why some don't qualify, it typically comes down to previous bankruptcy filings  or too much income. Still have questions? ​Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.

Although each case is unique, generally speaking, bankruptcy can help resolve collection lawsuits. It's best to meet with an attorney to discuss your case during which time he or she assess whether or not bankruptcy is the right path for resolving a collection lawsuit or if another direction is better.  Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.

​The most important thing you can do, if you come into money while going through the bankruptcy process, is to immediately call your attorney for advice prior to accepting it. Otherwise, you may find your bankruptcy in jeopardy. ​Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.

The simple answer? Yes. Any tax refund due to you in the year of filing will be held or collected and distributed to your creditors as part of the discharge process. However, there are exceptions so speaking with an attorney is the best next step. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.

The cost of filing a Chapter 7 bankruptcy depends on a variety of factors including who you hire, what assets you own and the ins and outs of your financial situation. However, you should expect an average investment of $1.5k - $2.5K plus filing fees paid either in full or via a 3, 6, 9 or 12 month payment plan. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.

With limited exceptions, such as fraud and income changes, bankruptcies typically go through. It's a small percentage that do not. It's best to consult your attorney in regards to any income changes and to be transparent in your filing paperwork to ensure a positive outcome. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.

Logistically speaking, you will be able to apply for a credit card directly after your bankruptcy discharges however, your options may be limited to secured cards, smaller limits and high interest rates (depending on your credit score). Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.

It depends on the state. In Arizona, a "Right to Work" state, an employer can let go of an employee at any time, for any reason except the illegal ones. For some employers, it is a non-issue. For others, depending on the role the employee plays within the company, if can be a reason for being let go. Especially with high-risk positions where large amounts of money is managed or handled on a daily basis. In this scenario, the employer may choose to re-route the employee to another, less risky position or simply let them go. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.