The cost of filing a Chapter 7 bankruptcy depends on a variety of factors including who you hire, what assets you own and the ins and outs of your financial situation. However, you should expect an average investment of $1.5k - $2.5K plus filing fees paid either in full or via a 3, 6, 9 or 12 month payment plan. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.
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With limited exceptions, such as fraud and income changes, bankruptcies typically go through. It's a small percentage that do not. It's best to consult your attorney in regards to any income changes and to be transparent in your filing paperwork to ensure a positive outcome. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.
Logistically speaking, you will be able to apply for a credit card directly after your bankruptcy discharges however, your options may be limited to secured cards, smaller limits and high interest rates (depending on your credit score). Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.
It depends on the state. In Arizona, a "Right to Work" state, an employer can let go of an employee at any time, for any reason except the illegal ones. For some employers, it is a non-issue. For others, depending on the role the employee plays within the company, if can be a reason for being let go. Especially with high-risk positions where large amounts of money is managed or handled on a daily basis. In this scenario, the employer may choose to re-route the employee to another, less risky position or simply let them go. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.
No, your 401K is an exempt asset so you can sleep soundly knowing that it will not be affected by your choice to file for bankruptcy. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.
Generally speaking, first time or first time "in a long time" applicants can obtain a loan for a mortgage two years after filing for bankruptcy via a VA or FHA loan. Conventional mortgages, on the other hand, have stricter guidelines including a higher credit score and down payment which typically leads to consumers not utilizing them or having to wait longer to do so. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.
Legally speaking, creditor rights allow them to call you at your place of work. However, good news! There is a petition that can be filed which puts a stop to the calls if you're in the process of filing bankruptcy. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.
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