Generally speaking, first time or first time "in a long time" applicants can obtain a loan for a mortgage two years after filing for bankruptcy via a VA or FHA loan. Conventional mortgages, on the other hand, have stricter guidelines including a higher credit score and down payment which typically leads to consumers not utilizing them or having to wait longer to do so. Still have questions? Feel free to call (602 388 8890) or email us - we're happy to help. You can also take advantage of our free consultation during which our attorney will provide an in depth look at what bankruptcy looks like for you.
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